“You don’t need an Excel spreadsheet or a complex software program to use a zero-sum budget. In fact, all you really need is a pen, paper, and the desire to begin budgeting for your benefit. So, how do you begin using a zero-sum budget?
Follow these simple steps:”
- Percentage of people ages 30-54 who believe they will not have enough money put away for retirement – 80%
- Percentage of Americans over 65 who rely completely on Social Security – 35%
- Percentage of Americans who don’t save anything for retirement – 36%
Investing With Just 50 a Month.
“Now it appears that for millions of Americans, the American Dream is looking different. Our study found while 27.9% of respondents see the American Dream as retiring at 65 and 18.2% see it as owning a home, 23% view the American Dream as being debt-free.”
The New American Dream: It’s Not What You Think – Yahoo! Finance.
“There are probably as many reasons why we overspend as there are reasons why we shouldn’t. The first step in changing our behavior is to recognize the triggers and to consciously confront them when we’re tempted to give in. But if we truly want to overcome overspending in the long run, it’s also important to examine the more deep-seated reasons why we do it. Here are eight common underlying causes for overspending and how to overcome them.”
Eight Ways to Stop Overspending Now – Yahoo! Finance.
“Americans who dream of a retirement filled with sandy beaches, temperate weather and colorful local life may have another thing coming.
That’s because a new report from the National Institute on Retirement Security finds that 45 percent of working-age households have no retirement savings at all.”
The World’s Most Affordable Places to Retire – Yahoo! Finance.